Overdraft is an individual loan product designed to assist customers with emergency business funds or family needs. This is a quick loan disburse within 24 hours.

• Facility range: ₦2,000(minimum) to ₦100, 000(maximum)
• Methodology: Individual.
• Duration: 2 months (Maximum).
• Grace period: 1 week
• Repayment frequency: Monthly

BENEFITS:

• Access to funds in emergency situations.
• No collateral needed.
• Low interest rate of 5% per month on reducing balance.
• Flexible and convenient repayment structure.
• Expert financial advice available.

DOCUMENTS REQUIRED:

• Duly completed Loan application form.
• Two guarantors.
• A valid ID (National ID, Driver’s license, Voter’s card or International passport).
• Current utility bill.
• Two recent passport-size photographs.
• Last 3 months Bank statement of account or payment slip if civil servant.