Business Loan is designed to meet the financial needs of micro, small and medium scale entrepreneurs or business owners who require more funds for expansion of their business or to sustain business growth.

  • Facility range: ₦30,000(minimum) to ₦5,000,000(maximum).
  • Methodology: Individual.
  • Duration: 30 months (Maximum).
  • Grace period: 6 month.
  • Repayment frequency: Weekly


  • No collateral needed.
  • Flexible repayment structure.
  • Expert financial advice available.
  • Training on basic financial management and business planning.
  • Low interest rate of 5% per month on reducing balance.


  • Duly completed Loan application form.
  • Two guarantors.
  • A valid ID (National ID, Driver’s license, Voter’s card or International passport).
  • Current utility bill.
  • Two recent passport-size photographs.

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